What About Rideshare Insurance?

Originally posted on April 9, 2023 @ 8:00 AM

Prior to Introducing HERide Founder, Jillian Anderson, I had no idea what the actual rules were regarding rideshare insurance.  

Oh, I absolutely knew to have it on my own personal car insurance policy because countless rideshare drivers are always commenting about it online.  Unfortunately, there are drivers who have NO clue.  And no doubt, some drivers do not have the rideshare portion on their personal insurance policies, and therefore, are not only out of compliance, but subject to consequences they more than likely are not prepared to handle.  TRUST and believe . . . the horror stories I have heard!  Oh My!

Anyway, you are welcome to read and download what the Official Code of Georgia statute (law) is at O.C.G.A. 33-1-24(5)(b) and the Georgia Department of Safety’s PDF, at your leisure. 🙂

14. Q. What are the insurance requirements for Ride Share Networks?

A. According to O.C.G.A. 33-1-24 (5):

Drivers logged on to the transportation network company’s digital network and available to accept ride requests:

Public Liability and Property Damage Insurance

  • a minimum of $100,000.00 for bodily injuries to or death of all persons in any one accident;
  • a maximum of $50,000.00 for bodily injuries to or death of one person and;
  • $50,000 loss or damage in any one accident to property of others.

Drivers that accept a ride on the transportation company’s network, until they complete fare:

$1,000,000 limit for bodily injury to or death of one person.

Source:  http://www.gamccd.net/Documents/DPS_HB225_FAQ.pdf

And the Official Code of Georgia law, O.C.G.A. 33-1-24(5)(b) is at:


Totally Unrelated, But Relevant FUN FACTS About Me:

From 1982-983, I attended the University of Georgia School of Law, so I am very adept at legal research, and all that goes with 30+ years of working within several large prominent Atlanta law firms.

My law school experience brought up these memories:

  • Herschel Walker was a freshman and became globally known that year
  • UGA’s undergraduate newspaper published an article which basically stated “there were not enough black people in the state of Georgia to come to their law school.”
  • I was one of 18 black first-year law students in the largest first-year class of 233. We were split into three sections and each section attended all of our classes together.
  • My section had 93 students: 7 were black, 2 were women – me and a current Atlanta city councilwoman.

And nope, I didn’t go back after that first year; the experience literally changed my life.

Thanks SO much for taking time to visit.

PLEASE freely share this information with your rideshare friends and family!

It’s that simple and would be so appreciated. 

You have NO idea who YOU know that needs this information.

Remember:  YOU Do NOT Need To Be a Rider or Driver to help support the movement for a BETTER rideshare experience. Just share this site with others!

P.S.  I’m fairly certain you will find value in the content presented here because it doesn’t exist anywhere else.  It is my personal experience as a rideshare driver in Atlanta since August 2016.  This site was created during Easter 2017 and has found new life since finding HERide.

So, feel free to TIP your rideshare and HERide driver, Anita Johnson.  Every moment not “driving for dollars” results in a lot of time to do any and everything, but no money is made immediately.  Rideshare drivers are out here for the money.  Why else would we drive people from Point A to Point B in the ATL?  🙂

Appreciate Your Support as We ALL Do Better in Rideshare! 

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